Promotional Terms and Conditions

This Promotion May Not Be Used To Conduct, Advertise Or Promote Any Form Of Gambling.

The Fanatics ONE: Fanatics Markets Ongoing Tier Points Promotion (hereafter, "Promotion") is provided by Fanatics Loyalty, LLC., 8100 Nations Way, Jacksonville, FL 32256. A Fanatics ONE account is required to participate and can be obtained at no cost. Additional conditions apply to the registration of this account. The Promotion is offered in connection with, and is subject to the rules and policies of, Morton St. Trading Investments, LLC d/b/a Fanatics Markets ("Fanatics Markets") and the Crypto.com | Derivatives North America exchange ("CDNA"). These terms and conditions supersede and replace any previous Fanatics Markets IB Tier Points promotions. As used herein, "Fanatics Markets IB" means Paragon Global Markets, LLC d/b/a Fanatics Markets IB, the entity through which Fanatics Markets was previously offered prior to the transition to Morton St. Trading Investments, LLC d/b/a Fanatics Markets.

Eligibility

You must be eligible for and have or establish an account with Morton St. Trading Investments, LLC d/b/a Fanatics Markets (an "Account") during the Promotion Period. You can create an Account for free. Note your identity must be verified to set up an Account. The Promotion is open to Fanatics Sportsbook customers in AZ, CO, CT, DC, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NJ, NY, OH, PA, TN, VA, VT, WV, or WY and Fanatics Markets customers in AL, AK, CA, DE, FL, GA, HI, ID, ME, MN, MS, NE, NH, NM, ND, OK, OR, RI, SC, SD, TX, UT, US Virgin Islands, Puerto Rico, Guam and American Samoa who are twenty-one (21) years of age or older as of the date of registration. While a Sportsbook App account may be used to opt-in to the Promotion, a Fanatics Markets Account is required to complete the actions below required to earn Tier Points. Fanatics Markets accounts may only be accessed by individuals who are in AL, AK, CA, DE, FL, GA, HI, ID, ME, MN, MS, NE, NH, NM, ND, OK, OR, RI, SC, SD, TX, UT, US Virgin Islands, Puerto Rico, Guam and American Samoa who are twenty-one (21) years of age or older.

This Promotion is not available to Individuals on any involuntary state gambling exclusion list, state gambling self-exclusion list, and/or self-exclusion list for any Sponsor subsidiary or affiliate. Participants in the Promotion must be in good standing with all Fanatics entities with which the entrant has an account. Employees, officers, directors, agents and representatives of Fanatics Loyalty, LLC (hereafter, "Fanatics"), and each of its respective parent companies, affiliates, owners, subsidiaries, shareholders, officers, directors, partners, agents, representatives and employees, both individually and collectively, and each of their respective parents, affiliates, subsidiaries, wholesalers, retailers, distributors, suppliers, advertising and promotion agencies (all of the following, hereafter collectively, "Released Parties") and each such individual's immediate family members (mother, father, sister, brother, child, spouse, regardless of where they reside) and those living in the same household, whether or not related, are not eligible to participate or receive a reward. Additionally, individuals who are employed by any local, state or federal government office or agency, elected officials and individuals listed on the OFAC Specially Designated Nationals and Blocked Persons (SDN) List are not eligible to participate or receive a reward. Void where prohibited by law. All applicable federal, state, and local laws apply.

Promotion Period

The Promotion begins at 12:00 a.m. Eastern Time ("ET") on August 26, 2026 (the "Launch Date"), and ends at 11:59 p.m. ET on December 31, 2026 (the "Promotion Period"). The Promotion Period applies to Tier Point earning under this Promotion, and includes both the one-time Fanatics ONE Launch Grant described below and the ongoing Tier Point earning described below. These terms and conditions supersede and replace the initial Fanatics Markets IB Tier Points Launch Grant & Ongoing Tier Points Promotion, which ran from May 26, 2026 through July 31, 2026. If you previously opted-in to a prior iteration of this Promotion (including, without limitation, the initial Fanatics Markets IB Tier Points Launch Grant & Ongoing Tier Points Promotion described in the preceding sentence, or the prior weekly-credited Fanatics Markets IB Tier Points promotion), you will automatically be opted-in for this Promotion Period. Sponsor reserves the right to modify, suspend, extend or terminate the Promotion Period or any portion of the Promotion at any time and in its sole discretion, as further described under "Sponsor's Right to Modify or Terminate" below.

How to Earn Tier Points

During the Promotion Period, you will be opted in to Tier Point earning through Fanatics Markets through the Fanatics Sportsbook & Casino mobile app or the Fanatics Markets mobile app. California customers must opt-in manually. If you previously opted-in to a prior iteration of this Promotion, you will automatically be opted-in for this Promotion Period. Users may be prompted to complete a brief questionnaire to complete registration. The date a customer is automatically opted-in, or manually opts-in (as applicable, e.g., for California customers), to Tier Point earning under this Promotion or, if earlier, any prior iteration of this Promotion in which the customer was continuously enrolled through the Promotion Period, is referred to herein as such customer's "Opt-In Date." You may earn Fanatics ONE Tier Points based on Qualifying Trades (defined below) made through your Account, as set forth below:

Qualifying Trade

A "Qualifying Trade" is a filled buy order for an event contract placed by an eligible customer on the Fanatics Markets platform that is funded from the customer's cash balance with Morton St. Trading Investments, LLC d/b/a Fanatics Markets. Trades funded in whole or in part by promotional credit, trading credit, bonus funds, Rewards from any other Fanatics offer, or any other non-cash funds are not Qualifying Trades. Trades that are not filled, are cancelled, or are voided will not be Qualifying Trades. Sponsor and Fanatics Markets reserve the right, in their sole discretion, to exclude from Qualifying Trades any trade or trading activity that they determine to be the product of self-matching, wash trading, manipulative or disruptive trading practices, error, fraud, abuse of this Promotion, or any violation of CDNA rules, the Fanatics Markets Customer Agreement, or applicable law.

The Tier Point earning ladder set forth above (the "Earn Ladder") applies to all Tier Points earned under this Promotion, including under the Fanatics ONE Launch Grant described below. Sponsor reserves the right to modify the Earn Ladder, the eligible trades or trading activity, the contract price tiers, or any other element of Tier Point earning under this Promotion at any time and in its sole discretion, with such changes effective on a prospective basis upon posting of updated Promotional Terms and Conditions or other reasonable notice. Tier Points already credited will not be retroactively adjusted, except as required by applicable law or regulation. Past Tier Point earning rates under this or any prior promotion do not guarantee future Tier Point earning rates, and Sponsor makes no representation regarding the future value of Tier Points or the future availability of any particular Fanatics ONE Program benefits.

To learn more about the Fanatics ONE Program, including how Tier Points are earned and how they can be used, please see the Fanatics ONE Program Terms available at: https://fanatics-one.com/terms/terms-and-conditions

Tier Point Crediting

Tier Points earned under the ongoing portion of this Promotion (i.e., other than the Launch Grant) will be credited on a weekly basis throughout the Promotion Period, and will be credited to eligible Fanatics ONE accounts within fourteen (14) days of each eligible Qualifying Trade. Tier Points credited in connection with a trade that is subsequently determined by Sponsor or Fanatics Markets not to have qualified as a Qualifying Trade (including, without limitation, due to cancellation, voiding, error, fraud, self-matching, wash trading, or other manipulative or disruptive practices) may be reversed or adjusted in Sponsor's sole discretion.

Sponsor's Right to Modify or Terminate

Sponsor reserves the right, in its sole discretion and at any time, to: (i) modify the Earn Ladder or any other element of Tier Point earning under this Promotion, including without limitation the contract price tiers, the rate at which Tier Points are earned per $100 in trade volume, the eligible trading activity, the eligible jurisdictions, and the opt-in mechanic; (ii) suspend the Promotion (in whole or in part); (iii) terminate the Promotion or any portion thereof prior to the scheduled end of the Promotion Period; and (iv) extend the Promotion Period beyond December 31, 2026. Any such modification, suspension, termination or extension will be effective on a prospective basis upon posting of updated Promotional Terms and Conditions or other reasonable notice (which may include in-app notification, email, or posting on the Fanatics Markets website). Tier Points already credited to a customer's Fanatics ONE account at the time of any such modification, suspension or termination will not be reduced, clawed back or otherwise adjusted, except (a) as required by applicable law or regulation, or (b) in the case of trades or activity that Sponsor or Fanatics Markets determines, in their sole discretion, were cancelled, voided, reversed, self-matched, wash, fraudulent, abusive, or otherwise non-bona-fide. Continued participation in the Promotion after any such modification constitutes acceptance of the updated Promotional Terms and Conditions.

General Reward Conditions

All federal, state and local taxes and all other costs associated with Tier Point acceptance and use not specified herein as being provided are the sole responsibility of the Tier Point recipients. Rewards will be provided "as is" with no warranty or guarantee, either express or implied by Fanatics. Tier Points may not be substituted, assigned, transferred, or redeemed for cash, but Fanatics reserves the right, at its sole discretion, to substitute a reward (or portion thereof) with one of comparable or greater value. Participation in this Promotion does not create any right or expectation that Tier Points will retain any particular value or that any specific Fanatics ONE Program benefit, redemption option, or reward will be available now or in the future.

General Conditions

Fanatics Markets charges a fee for each event contract purchased. See https://fanaticsmarkets.com/legal/fcm-fee-disclosure for the current schedule of fees, which may change from time to time.

By participating, each participant agrees: (a) to abide by these Promotional Terms and Conditions and decisions of Fanatics, which shall be final and binding in all respects relating to this Promotion; and (b) to release, discharge and hold harmless the Released Parties, from any and all injuries, liability, losses and damages of any kind to persons, including death, or property resulting, in whole or in part, directly or indirectly, from participant's participation in the Promotion or any Promotion-related activity or the acceptance, possession, use or misuse of any reward.

When participating in the Promotion, we collect personally identifying information about you, including your name and email address. The information that you provide will be added to a centralized Fanatics database. By participating and providing the required submission information, you acknowledge that Fanatics may email you information, promotional discounts or special offers it believes may be of interest to you. Your information will not be sold or rented to third parties. If you would like your information removed from this database you can do so at any time by following the opt-out instructions at the bottom of any email correspondence received from Fanatics. For more information about how Fanatics Loyalty uses the information you provide, see the privacy policy available here.

Miscellaneous

Persons who tamper with or abuse any aspect of the Promotion or website, who act in an unsportsmanlike or disruptive manner or who are in violation of these Promotional Terms and Conditions, as solely determined by Fanatics, will be disqualified. Should any portion of the Promotion be, in Fanatics' sole opinion, compromised for any reason, including virus, worms, bugs, non-authorized human intervention or other causes which, in the sole opinion of Fanatics, corrupt or impair the administration, security, or fairness, Fanatics reserves the right at its sole discretion to suspend, modify or terminate the Promotion (or portion thereof). CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE THE WEBSITE, APP OR UNDERMINE THE LEGITIMATE OPERATION OF THE OFFER MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, FANATICS RESERVES THE RIGHT TO SEEK ANY AND ALL REMEDIES AVAILABLE FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.

Arbitration

Except where prohibited by law, as a condition of participating in this Promotion, participant agrees that (1) any and all disputes and causes of action arising out of or connected with this Promotion, or any reward provided, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association and held at the AAA regional office nearest the participant; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will participant be permitted to obtain awards for, and participant hereby waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys' fees, other than participant's actual out-of-pocket expenses (i.e., costs associated with participating in this Promotion), and participant further waives all rights to have damages multiplied or increased.

Choice of Law

All issues and questions concerning the construction, validity, interpretation and enforceability of these Promotional Terms and Conditions, or the rights and obligations of participant and Fanatics in connection with the Promotion, shall be governed by, and construed in accordance with, the substantive laws of the State of New York, USA.

Sponsor

Fanatics Loyalty, LLC., 8100 Nations Way, Jacksonville, FL 32256.